Student - American Professional Agency

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As you build the skills to care for others, protect your future with liability insurance designed specifically for students. Even during your practicum, you may face risks associated with malpractice. American Professional Agency offers affordable, comprehensive coverage tailored to support students in accredited programs. Our plans ensure you’re protected while you focus on your studies, providing peace of mind as you pursue a career in healthcare, education, social work, and beyond. Let us help you stay secure on your educational journey, so you’re ready to succeed in your profession. Note: we do not currently write policies for students in Psychiatry programs. Please also note policies are not currently available for students in Vermont. If you are a Nurse Practitioner student, please visit the Nurse Practitioner Professions page for more information and a student application. Those studying Hypnosis and Hypnotherapy, please visit the Mental Health Professions Page for more information, to get a quote, or to apply. Our commitment to customer service is unwavering and personalized to your individual needs. You’ll always have access to attentive, expert support, so you never have to worry about the details. We’re here for you—offering exceptional service, valuable discounts, and peace of mind, every step of the way.

Coverage Overview

Upon Graduation Free 6 Month Placement in Psychology Today!

Gain credibility, visibility, and client referrals while enhancing your online presence by being featured on Psychology Today’s trusted platform.

Risk Management Consultation Services

Coverage for incidents during the policy period, even if claims are filed after the policy expires.

Dedicated expert team for personalized attention

Additional Benefits

Insureds can call, email, or chat during business hours to get the answers to your most pressing Risk Management questions.

Most schools allow for supervised telehealth hours and your policy will cover you if your school qualifies.

No worries about out of pocket expenses. There are no deductibles against claims while training.

Additional Resources

Renewal applications may vary by state and coverage may not be available in all states. Some renewals may require more than a single form. Please read descriptions carefully. You may have the ability renew your application by logging in to your account.

Student - Renewal Application

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The following are valid with effective dates After 4/1/2022

Student Occurrence Policy Contract

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Student Occurrence Policy Contract - Lousiana

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Program Benefits and Highlights

No Deductible Coverage: Enjoy peace of mind with our no deductible insurance, protecting you from claims arising during your professional training.

Free Risk Management Consultation during business hours – no appointment necessary. We’ll help you navigate potential challenges with confidence.

Occurrence Form Policy: Our policy safeguards you against incidents that occur during the policy period, even if the claim is filed after the policy has expired.

Member of NYMHCA

If you are a member of the New York Mental Health Counselors Association please reach out to Christie Harris (CHarris@nymhca.org), Office Administrator, NYMHCA Administration for your free coverage. 1.800.4-NYMHCA

May

Neuroscience Education Institute

Thu – Sat

Neuroscience Education InstituteLearn More

No other mental healthcare conference better prepares you to take on your most challenging clinical cases.

All Student FAQs

Proof of coverage may be issued on the same day your application is approved, and payment is received. This is a temporary certificate of insurance. Your certificate of insurance including your account number and policy number will be emailed to you (usually by the next business day after approval and payment). A Declarations page will be sent to you via USPS shortly thereafter.

No deductible insurance against claims from your professional training. Guidance and free risk management consultations during business hours. Occurrence Form policy – Protection against acts occurring during the policy period even though the claim is submitted after the policy expires.

You can select one of two coverage limits from $1 million/$3 million or $2 million/$4 million.

Limits of Liability $1,000,000/$3,000,000 costs $35 annually and $2,000,000/$4,000,000 costs $41 annually.

We recommend that you do not use your .edu email address for your account as you may not always have access to the emails, particularly during school breaks. For this reason, and to make sure you don't miss important communications about your coverage and your policy, we recommend that you use a personal email account that is easily accessible to you.

Our Student Policyholders have access to vital resources

Risk Management Resources

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Any information related to costs, premiums, or coverage provided before receiving an official customer quote from American Professional Agency, Inc. is merely an estimate and not guaranteed. Actual cost, premium, and coverage are dependent upon various unique factors associated with each individual risk. Customer quotes are contingent upon the information supplied and are subject to underwriting and rating evaluations. Until a formal quote is issued, all content on the website, email communications, or in advertisements should be viewed solely as examples for informational purposes, lacking any offer or guarantee of premium or coverage. Additionally, the coverage terms and conditions are dictated by the specific policy issued, and any explanatory information provided does not in any way alter the terms of the policy or confirm the existence of coverage.

2025 American Professional Agency, Inc.