No Surprises Act
Legislation Designed to Prevent Surprise Medical Bills and Protect Patients from Extra Out-of-Pocket Costs
The No Surprises Act (“NSA”) refers to new legislation which became effective January 1, 2022. The intent of this Act is to protect consumers from “surprise” medical bills and balance billing, which is the practice of requiring a patient to make up (pay) costs not otherwise covered by their insurance company. The NSA is ambiguous in its mandates and application toward mental health professionals. To that end, all of the major professional associations have dedicated significant resources into digesting the text of the new law, while also opining as to Best Practices for their members. This includes sample forms for Good Faith Estimates, Checklists, FAQ’s, and the like. This invaluable information has been linked below for your convenience. In light of the confusion surrounding the roll out of the NSA, we encourage our clients to periodically check back with the below resources for evolving guidance. For practice specific assistance, you may wish to engage the services of personal counsel.
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Any information related to costs, premiums, or coverage provided before receiving an official customer quote from American Professional Agency, Inc. is merely an estimate and not guaranteed. Actual cost, premium, and coverage are dependent upon various unique factors associated with each individual risk. Customer quotes are contingent upon the information supplied and are subject to underwriting and rating evaluations. Until a formal quote is issued, all content on the website, email communications, or in advertisements should be viewed solely as examples for informational purposes, lacking any offer or guarantee of premium or coverage. Additionally, the coverage terms and conditions are dictated by the specific policy issued, and any explanatory information provided does not in any way alter the terms of the policy or confirm the existence of coverage.
Any information related to costs, premiums, or coverage provided before receiving an official customer quote from American Professional Agency, Inc. is merely an estimate and not guaranteed. Actual cost, premium, and coverage are dependent upon various unique factors associated with each individual risk. Customer quotes are contingent upon the information supplied and are subject to underwriting and rating evaluations. Until a formal quote is issued, all content on the website, email communications, or in advertisements should be viewed solely as examples for informational purposes, lacking any offer or guarantee of premium or coverage. Additionally, the coverage terms and conditions are dictated by the specific policy issued, and any explanatory information provided does not in any way alter the terms of the policy or confirm the existence of coverage.